Explore and select: 5 online loan options

Information about lenders

Address: Unit 1708 Tektite East Tower, Exchange Road, Ortigas Center, Pasig City 1605

Phone number: 0917 152 7089, 0917 152 6738

E-mail: support@moneycat.ph

Max APR: 145%

Term: 3 months - 6 months

Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.

Soscredit.ph - SOSCREDIT

Address: Philippines

Phone number: -

E-mail: info@soscredit.ph

Max APR: 180%

Term: 3 months - 1 year

Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.


Address: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109

Phone number: 0288 76 8484

E-mail: dpo@digido.ph

Max APR: 59.9%

Term: 62 days - 6 months

Cost example: Cost example: Loan of 11000 ₱ for 3 months, monthly payment 6350.67 ₱, total amount 19052 ₱, annual percentage rate APR 59.9%

Credify.ph - "CREDIFY"

Address: Philippines

Phone number: -

E-mail: info@credify.ph

Max APR: 180%

Term: 3 months - 1 year

Loan of 1000 ₱ for 12 months, monthly payment 95.83 ₱, total amount 1150 ₱, annual percentage rate APR 180%.


Address: Unit 1405, East Tower, Philippine Stock Exchange Center, Exchange Road Ortigas, Pasig City

Phone number: 0962 409 2454

E-mail: info@finbro.ph

Max APR: 180%

Term: 62 days - 1 year

Cost example: Loan of 1000 ₱ for 12 months, monthly payment 95.83 ₱, total amount 1150 ₱, annual percentage rate APR 180%.

In today's digital age, the internet has revolutionized the way we live, work, and access various services. One significant aspect that has been greatly influenced by this digital transformation is the lending industry. Gone are the days of lengthy paperwork, time-consuming visits to physical branches, and waiting in long queues. With just a few clicks, you can apply for an online loan from the comfort of your own home or on the go, using your computer or mobile device. That is where the beauty of online funding lies. Online loans provide a convenient alternative to traditional lending institutions, allowing borrowers to access funds with ease and flexibility. Whether you need to cover unexpected expenses, consolidate debt, or invest in personal endeavors, an online loan offers a simple and streamlined process that can help you meet your financial needs. 

Unlock the power of comparison| Find your perfect online loan with loan24.ph 

When it comes to finding the right online loan, navigating through a sea of options can be overwhelming. That's where loan24.ph comes in. Our loan comparison service simplifies the process, empowering you with the tools and information you need to make an informed decision. With our website, you can compare different online loan features side by side, such as interest rates, repayment terms, loan amounts, and more. Our user-friendly interface allows you to easily navigate through the options, saving you time and effort in finding the perfect loan. 

Not only does loan24.ph simplifies the loan comparison process, but it also promotes financial literacy. Our platform provides valuable insights and educational resources, helping you navigate the intricacies of microfinance services. We work diligently to maintain an extensive network of reputable lenders, ensuring that you have access to credible and trustworthy loan providers. 

Say goodbye to the tedious task of individually researching and contacting multiple lenders. With loan24.ph, you have the power to compare, choose, and apply for your ideal loan in one convenient place. Save time, effort, and money by taking advantage of our online loan comparison service. 

Flexible and transparent: discover the conditions of online loans 

It's essential to understand the conditions associated with online borrowing to ensure that you're making the right choice. Let's explore the online loan key conditions: 

  • Loan amounts: Online loans come with a range of borrowing options to suit different financial needs. At loan24.ph, you can find lenders offering loan amounts ranging from ₱1000 to ₱25000. Whether you require a small loan for emergency expenses or a larger amount for a major purchase, our platform connects you with lenders offering various loan options. 
  • Repayment period: Online loans offer flexibility in terms of repayment periods. Depending on your financial situation and preferences, you can choose a repayment period that suits you best. At loan24.ph, you'll find loan terms ranging from 62 days to 12 months, allowing you to tailor the repayment schedule to your financial capabilities. 
  • Interest rates: Interest rates play a significant role in the cost of borrowing. When applying for an online loan, it's important to consider the interest rates offered by different lenders. We work with reputable lenders who provide competitive interest rates based on factors such as your creditworthiness and the loan amount. We partner with lenders who offer special promotions for first-time borrowers, so one more appealing aspect of online loans is the opportunity to secure your first loan with a 0% interest rate. However, for subsequent loans, the maximum annual interest rate, also known as the Max APR, can vary and may reach as high as 180%. 

To gain a clearer understanding of how loans in the Philippines are calculated, let's delve into an illustrative example. Imagine you are seeking an online loan of ₱2400 to be repaid over 3 months, with a monthly instalment of ₱870. In this scenario, the total amount due at the end of the loan term would amount to ₱2610. By computing the annual percentage rate (APR) for this credit, we arrive at a rate of 145%. 

The consequences of loan debt 

The consequences of loan debt can have significant impacts on your financial well-being and overall life. It's important to understand the potential risks and repercussions associated with loan debt to make responsible borrowing decisions. Here are some consequences to be aware of: 

  • Financial strain: Accumulating loan debt can lead to financial stress and strain. High-interest rates and fees can make it challenging to repay the borrowed amount, resulting in a burden on your monthly budget. Over time, the debt can become overwhelming, causing financial instability and making it difficult to meet other financial obligations. 
  • Credit score impact: Failing to manage loan debt can negatively impact your credit history. Late or missed payments, high loan utilization, and defaulting on loan payments can result in a lower credit score. A low credit score can limit your access to future loan opportunities. 
  • Collection Actions: If loan debt remains unpaid for an extended period, creditors may escalate their collection efforts. This can include phone calls, letters, and even legal actions such as filing a lawsuit against you. If a judgment is obtained, it can lead to wage garnishment or the seizure of assets to satisfy the debt. 
  • Increased interest and fees: Defaulting on loan payments or making late payments can result in increased interest rates, penalty fees, and additional charges. These added costs can further inflate the debt and make it even more challenging to repay. 
  • Limited financial opportunities: Carrying significant loan debt can limit your financial opportunities. Lenders may view you as a higher-risk borrower, making it harder to obtain future loans at favorable terms. It can also impact your ability to secure financing for important life events such as buying a home or starting a business. 

It's crucial to take proactive steps to manage loan debt responsibly. This includes creating a realistic budget, prioritizing debt repayment, making timely payments, and seeking assistance from credit counselling services if needed. By taking control of your finances and making informed decisions, you can minimize the consequences of loan debt and work towards a healthier financial future. 

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How fast the loan-obtaining process goes?

It is important to note that we are not a microfinance organization and we do not provide online loans. Our platform loan24.ph streamlines the loan search process, allowing you to compare various loan options and find the perfect fit for your financial needs.